Deposit Accounts
corporate services
partnership
deltaquest services

Deposit Accounts

A deposit account will act as a savings account and will enable the capitalization of your funds. The account conditions will vary depending on what jurisdiction you are interested in, the type of deposit account opened, and the banking institution opened with. DeltaQuest can assist you to open a suitable deposit account from a reputable bank in a timely fashion.

To open a Deposit Account, please Contact DeltaQuest today.

For more information on deposit account opening, please read the information below…

About Deposit Accounts

Just about everybody needs a deposit account to receive pay, pensions and other income and to draw out cash and pay bills. A deposit account is a current account, savings account, or other type of bank account, at a banking institution that allows money to be deposited and withdrawn by the account holder. Some banks charge a fee for this service, while others may pay the customer interest on the funds deposited. With a range of deposit accounts to choose from, you can earn interest on your surplus funds and be confident that your money is making a little bit of a difference every day.

Factors to consider when choosing a deposit account:

  • What is the interest rate offered by the financial institution ?
  • How easy will be access to your money held on deposit account ?
  • Does your deposit account allows transaction facilities such as direct debits and standing orders?
  • Do you have to  pay any interest retention tax  for the interest earned?
  • Will you have telephone and internet banking facilities?
  • Is there a minimum deposit required to qualify for that rate?
  • Is the interest rate fixed or variable?
  • Is the deposit for a fixed period?
  • If not, what notice is required to withdraw the money?
  • With a fixed-term deposit, what penalties must you pay if you want to take out your savings early?
  • Can you make regular payments such as direct debits or standing orders from the account
    and is there a charge for these services?
  • How your deposit will be protected?

Every bank will likely have a package of deposit products. Our experience suggests that competitive rates are clearly important, but they need to be complemented by reliable service and access to expertise.

DeltaQuest will offer you a choice of investment alternatives within one account – account best for you. Your money can be invested in any combination of terms – all attracting competitive interest rates.

Print This Page Print This Page